What Does Comprehensive Insurance Cover?

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If you’re on the hunt for a new vehicle, you’ve probably wondered, “What does comprehensive insurance cover?” We don’t blame you. With so many financial options to consider, we know how important it is to understand the unique protections offered by comprehensive insurance and other forms of coverage. With respect to comprehensive insurance coverage, the most essential thing to note is that you’ll be protected from damages which have not resulted from a collision!

Insurance Comparison: What Is Comprehensive Coverage?

Other forms of insurance can help you restore your vehicle if you’re in an accident, or hit by another driver, but comprehensive coverage becomes useful if your vehicle is lost, stolen, vandalized, or hit by a falling object. It may also come in handy if you’re facing a cracked or broken windshield, or some other type of glass damage with no obvious or immediate cause. Still not sure what comprehensive insurance covers?

The best way to deepen your knowledge is to compare it to other types of necessary and optional insurance available near Mehlville and Fenton:

  • Comprehensive Car Insurance: Comprehensive insurance coverage gives you peace of mind by protecting you against non-collision related damages, like theft and vandalism.
  • GAP Insurance: GAP insurance covers the difference between the real value of your vehicle, and the amount that you still owe on your car loan. With this protection, no collision will leave you “under water.”
  • Liability Insurance: If you’re the cause of an accident, liability insurance takes you off the hook for the cost of repairs or medical bills. Your insurance company will help the other driver get back on the roads near St. Louis.
  • Collision Insurance: Most drivers are familiar with collision insurance, which protects your own vehicle against any damages incurred during a collision. If your model is damaged or totaled, your insurance company will pay out an amount equal to the vehicle’s current value.

Insurance requirements vary from state to state, and that means it’s always a good idea to contact your local financing department before you finalize a purchase! It’s also possible that one or more types of insurance may not be a good fit for your lifestyle, so reach out today to find out if you can save.

Get More Financing Tips and Tricks from Suntrup Volkswagen!

If you’re located near Oakville, “What does comprehensive auto insurance cover?” is just one of the questions you should be answering. Contact our team today to learn more about other common questions, read up on liability coverage, go in-depth on GAP coverage, or compare the benefits of buying vs. leasing. It’s easy to get pre-approved when you come to us! We can also answer your questions about refinancing.

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6000 S Lindbergh Blvd. • St. Louis, MO 63123

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Suntrup Volkswagen

6000 S Lindbergh Blvd. St. Louis, MO

Phone: 314-892-8200



Phone: 314-892-8200

6000 S Lindbergh Blvd. St. Louis, MO


Phone: 314-892-8200

6000 S Lindbergh Blvd. St. Louis, MO


Phone: 314-487-4004

6000 S Lindbergh Blvd. St. Louis, MO
38.5208643 -90.3438767
Suntrup Volkswagen 38.5208643, -90.3438767.